The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly turning to digital channels for their financial needs. This shift has resulted to a reduction in branch openings, and many institutions are closing existing branches to r

Return on total assets (ROTA) is a crucial financial metric utilized by more info investors and analysts to gauge the efficiency of a company in producing profits from its assets. It represents the percentage of net income earned relative to the total assets held by the company. A higher ROTA indicates that a company is efficiently deploying its as